You have the drive, ambition and skills, and we want to give you the opportunity.
Zions Bank is full of people just like you who share the same values and work ethic.
Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career.
Let’s talk about how we can help one another succeed.
You will:
Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
Ensure compliance with regulatory guidelines in the performance of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.
; obtain and review pertinent financial and credit data.
Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
Ensure any re-disclosures are made timely.
Order appraisals through system, arrange for title search and obtain necessary documents.
Be responsible to communicate with the customer throughout the process and work with processors through closing.
Originate residential home loan
Qualifications:
A college degree and 4+ years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
A combination of education and experience may meet requirements.
Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills.
Ability to work effectively in high pressure environment.
Ability to work with various types of computer software, including mortgage specific software.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products